The Ultimate Home Buyer’s Checklist

Author: Kristi Sauter | | Categories: mortgage for home improvement , mortgage for home purchase

Blog by Trilogy Mortgage Corporation

I understand that purchasing a property can be quite challenging as there are several complicated financial and legal matters to deal with. The process of home buying can be viewed as a stressful or laborious task. Still, with a little preparation, you can successfully navigate through your home buying procedure quickly and easily.

As an expert in the mortgage industry, I’ve created a handy checklist to help you through the home buying process with as little stress as possible. Follow my ultimate home buyer’s checklist for a less intimidating home purchase, so that you can get back to the other important things in life.

1. Start your research
Begin your search for your home by scoring online and visiting open houses. This will help you choose the residence style, the neighborhood you want to be in, and even the number of bedrooms you would need.

2. Find a mortgage expert
After you finalize your top picks, the next step is preparing your finances for purchase. Get in touch with a mortgage broker to find out how much you can afford by getting pre-qualified.

3. Real estate agent
It would be best if you also found the right real estate agent to help you with the ideal home you are looking for. A reliable property agent will work closely with you to answer any questions and doubts and help you navigate the entire process.

4. Shop for a home and make an offer
When shopping for your dream home, make sure to ask questions. Always look at home with your realtor so that they get to know what exactly you want or like in a property.

5. Work with your mortgage expert
Once you have an offer in place, get in touch with your prospective mortgage agent. They will quickly analyze and help you arrange for a lender with the best mortgage products that will suit your financial needs.

6. Get a home inspection
Once your financing has been approved, you will want to hire a home inspector to go through the house to ensure there are no significant deficiencies. This is a crucial step in a home purchase process so that you can make an informed decision and also negotiate with the seller.

7. Find a lawyer and an insurance provider
These professionals will be needed to handle the coordination of documents and title registration. You will need to acquire a proof of property insurance from an insurer and submit it to a lawyer so that they can initiate the purchasing process and get you a step closer to your dream home.

8. Close the sale
Lastly, sign all the papers and get ready for your possession day! However, it’s important to note that this is when your down payment will be due.

If you have any concerns about home purchases or looking for a mortgage broker to simplify the home-buying process, reach out to KRISTI SAUTER. I am a mortgage specialist at serving Medicine Hat, AB. As a mortgage broker at Trilogy Mortgage Corporation, with seventeen years of experience in helping clients meet their mortgage needs and requirements. I am a seasoned mortgage expert and have formed strong relationships with realtors, lawyers, accountants, and numerous lenders to assist you with housing and financial planning.

To learn more about my services, please click here. Have a question? I’d love to hear from you. Contact me here